What Do You Know About Wedding Insurance?

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What Do You Know About Wedding Insurance?

Wedding Protection Insurance Plans | Bogle Agency A wedding is probably one of the happiest and most important occasions in one’s lifetime. When you plan a big event you want to make sure things go smoothly and you won’t have the responsibility of a very expensive disaster. Wedding coverage takes away the worry of being in an exposed situation. Things can go awry on the day of your wedding, even though your planning has been meticulous. Wedding Insurance is available to protect you against unforeseen issues.

Bogle Agency Insurance is ready to discuss Wedding Event Insurance for your big day – contact us anytime!

What Can Go Wrong?

Here are some possible problems you might face before a wedding:

  1. Professional Vendor Issues – the place you booked for your wedding reception has closed, the photographers that came highly recommended didn’t show up or the band you were counting on broke up. Sometimes these things happen at the last minute, leaving you with no alternatives.  
  2. Property Damage – Broken furniture or fixtures at the wedding venue, smashed valuable gift items or the wedding gown is ruined – these are unforeseen and devastating.
  3. Stormy Weather – Bad weather ruins the plans for all planned outdoor activities.
  4. Health Problems – One of your relatives got sick, your best man had an automobile accident or the bridesmaids all get the flu. These things are rare, but they do happen.
  5. Second Thoughts – one of you decides to call the whole thing off! Again, not common, but it does happen.

What Do Wedding Insurance Plans Cover?

Wedding Insurance can cover:

  • Cancellation
  • Postponement
  • Lost Deposits
  • Additional Expenses
  • Photography
  • Gifts
  • Attire
  • Liability

Bogle Agency Insurance Offers Help With Wedding Insurance

Need to protect your important wedding event against disaster? While coverage differs in price and options, Bogle Agency Insurance is ready to discuss your unique needs and to help steer in a direction for best and most affordable coverage. We have been in the insurance business for 100 years, our experience is unmatched!. Please call Bogle Agency Insurance at (201) 939-1076 or stop in and visit us at 200 Stuyvesant Avenue, Lyndhurst, NJ.

New Jersey Insurance Plans, High or Low Deductible

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New Jersey Insurance Plans – High or Low Deductible?

New Jersey Insurance Plans
Bogle Agency Insurance, Bergen County New Jersey Insurance Plans experts

An examination of New Jersey insurance plans may have you wondering whether to go with a high or a low deductible. This is a good question to ask yourself and your insurance agent when purchasing a plan.Customers should always weigh out the pros and cons of a high deductible vs. a low deductible carefully before signing up for a Bergen County NJ insurance policy.

A major benefit of a high deductible is the lower premium. This is great for a person who has a rainy day fund available. For those living paycheck to paycheck, higher deductibles could be a huge setback. Although no one can force the use of insurance, the reality is that it exists for protection against the unforeseen.

Low deductibles are available to help keep money in your pocket during an unfortunate event. This can offer great peace of mind in the event something occurs. However, a low deductible means a higher monthly premium. Consider your insurance policy carefully and discuss your options with your NJ insurance agent. The decisions you make now could affect you down the road.

Contact Bergen County insurance experts today

Contact our team at Bogle Agency Insurance today to learn more about a variety of personal and business insurance policies available. Our Bergen County insurance agents are educated, knowledgeable and available to help answer all of your questions. Let our team help you feel comfortable with your insurance options. We can be your guide to choosing the right New Jersey insurance plans for you, your family, and your business.

Special Event Insurance In NJ

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Bergen County NJ Special Event Insurance | Bogle Agency Insurance

Bergen County NJ special event insurance | Bogle Agency Insurance NJThe holiday season has arrived and it is time for parties and gatherings to celebrate the season and another great year! In 2015 alone, 9 out of every 10 business across all industries will be hosting holiday gatherings. 52% of the employees of these companies say that, at one time or another, they have witnessed someone under the influence of alcohol acting recklessly at company events. If something goes wrong, the business can be held liable for the actions of their guests even after they have left the event! Needless to say it s a very wise investment for local business owners to invest in Bergen County NJ special event insurance provided by Bogle Agency Insurance in Lyndhurst. .

A special event policy offers policyholders the ability to cover the risk involved in holding an event without jeopardizing their own personal policies. A special event policy will provide medical coverage for all slips, trips and falls all while providing first dollar coverage for special events.claims. A policyholder can also add general liability and host liquor liability at separate limits to their Bergen County NJ special event insurance policy.

What events can be covered under special event insurance?

  • Bake/food sales
  • Beef and beer events
  • Christmas light shows
  • Christmas parties
  • Company parties
  • Concerts
  • Hanukkah parties
  • Holiday parties
  • Home tours
  • Parades
  • Wine festivals

With all of the things that can go wrong, it is the responsible thing to do as a business owner to make sure you and your employees are fully covered in any event. We all want the holidays to be a happy and joyous time to celebrate. But, as we all know unfortunate things do happen. A Bergen County NJ special event insurance policy give you the peace of mind to enjoy the holidays knowing you are covered.

For information on how you can cover your events contact us at Bogle Agency Insurance.