Define Property Casualty Insurance

Property Casualty Insurance is a combination of protection for property owned by you (such as a house, car or personal possessions) and liability protection (for when you cause an accident or damage another person’s property or belongings). This is a very broad explanation of the term Property Casualty Insurance. Businesses can also purchase Property Casualty Insurance. Bogle Agency Insurance is a valuable resource for explaining the terms and conditions of Property Casualty Insurance for NJ residents. Our agents have broad experience in all types of insurance and stand ready to help you find the best coverage for the best price.

When Do You Need Property Casualty Insurance?

Property Casualty Insurance is meant to protect you in the event of a surprise accident or loss. Your home, car or personal possessions are covered in the event of a fire, accident or theft. Casualty Insurance offers liability protection in legal matters that may be the result of an accident causing injury or damage to another’s property.

Professional Advice Is Valuable

Bogle Agency Insurance has been helping individuals and businesses in NJ with insurance needs for over 100 years. Our agents have experience in every aspect of the insurance business. For outstanding advisory assistance with Property Casualty Insurance give Bogle a call and speak to one of our representatives. You will meet with a friendly, knowledgeable person who is ready to help. We can be reached at (201) 939-1076.

Is Excess Liability Insurance Necessary?

Your Homeowners Insurance and your Automobile Insurance protect you to a limited degree, and after that you are self-insured. Bogle Agency Insurance offers Chubb Masterpiece Excess Liability Insurance, providing some of the highest limits of liability protection available. When you are met with unexpected issues involving your high-value assets, you want insurance protection. Chubb Excess Liability Insurance provides this protection to policyholders in NJ.  Read on about umbrella insurance coverage with Chubb.

Excess Liability or Umbrella Coverage

Chubb Masterpiece Excess Liability Insurance covers you like an umbrella, and this is why the coverage is called “umbrella insurance“. You have worked hard to provide your family with an above-average lifestyle and you should have extra liability insurance to protect it.

Chubb Masterpiece Excess Liability Insurance also covers you for legal representation when the unexpected occurs. The Chubb insurance that Bogle Agency Insurance is offering covers NJ clients who need protection over and above what is included in traditional Homeowners Insurance.

Professional Guidance Is Offered

Bogle Agency Insurance stands ready to offer assistance and guidance in choosing the best insurance protection for your needs. We believe that Chubb’s Masterpiece Excess Liability Insurance is the best coverage available and our agents are always available to discuss it with NJ clients. We can be reached at (201) 939-1076 for an appointment.

Do You Know About Wedding Insurance?

Getting married this spring? You should be looking forward to an occasion of celebration and joy. Whoever is planning a wedding wants to be sure the event is perfect in every way. Wedding Insurance helps you avoid the possibility of a disaster that can ruin the day. Even with meticulous planning, things can go wrong. Bogle Agency Insurance offers expert advice regarding Wedding Insurance to ensure that your big day goes off without a hitch.  Let us help you learn about NJ Insurance for Weddings.

Things That Could Go Wrong

We offer some possible problems that you could face when planning a wedding. Wedding problems you might encounter are:

1.  Professional Vendor problems – the venue you chose has closed up, the photographer didn’t show, or the band you booked has broken up.  These are a few issues that can occur at the last minute leaving you scrambling for alternatives.

2.  Property Damage – Valuable gift items get broken, or the wedding gown is ruined.  Unexpected and devastating things can happen                

3.  Bad Weather – Major storms or other kinds of bad weather can make outdoor plans imossible.              i

4.  Health and Sickness – A close relative gets seriously sick, the best man has an automobile accident or all the bridesmaids get the flue.  These things are rare, but they do happen.  

5.  Cold Feet – One of the marrying couple decides not to go through with the wedding. Again, pretty rare, however it does happen.   

What Does Wedding Insurance Cover?

Every policy is different, but some things that Wedding Insurance may cover are:

• Cancellation
• Postponement
• Lost Deposits
• Unexpected Additional Expenses
• Photography
• Gifts
• Attire
• Liability

Professional Help With Wedding Insurance Is Encouraged

Although coverage can differ in options and cost, Bogle Agency Insurance agents are experienced in guiding wedding couples toward the best and most affordable protection for their needs. Our expertise in all things about insurance in NJ is unmatched. We know that planning a wedding can be stressful and frustrating. Wedding Insurance may help bring peace of mind about a lot of issues that can arise. For sound guidance in the area of Wedding Insurance, call Bogle Agency Insurance at (201) 939-1076

What Are Considered Valuables?

Valuables are generally those items you own that have greater than normal value. It could be an art collection, precious jewelry, a coin collection, or rare books. If you like to travel, maybe you have a habit of bringing home treasures from places you visit. Most homeowners insurance only covers these special items to a limited degree. Bogle Agency Insurance is offering Chubb insurance for valuables in NJ, in the form of a Chubb Masterpiece Valuables policy. Chubb Masterpiece Insurance offers better protection for those precious possessions of yours that are more valuable than the ordinary.

Great Response, Top Coverage

Chubb addresses coverage claims quickly and efficiently. This kind of response to a claim offers great relief to our clients. Bogle Agency Insurance wants you to have the best protection that also provides the quickest response time when you have a claim. Chubb offers services that include fine art, jewelry and collections specialists with training and knowledge of specialized items. Tips on future prevention of losses are offered as well.  These are some of the reasons we are offering Chubb Insurance for valuables in NJ.

Call Us About Valuable Asset Insurance

Bogle Agency Insurance has been helping people in NJ with insurance protection for over 100 years. We wish to make Bergen County and Morris County NJ clients with treasured valuable possessions aware of Chubb Masterpiece Insurance. For superior protection of your valued treasures give Bogle a call at (201) 939-1076 for a consultation.

It’s Almost The Season For A Road Trip

It’s been a mild winter on the East Coast this year. The rest of the country has been pummelled with storm after storm, some very severe. It would be nice to think that Road Trip season is just around the corner. Even if the conditions for traveling in your Recreational Vehicle may not be ideal now, they will be soon. You should start thinking about getting ready. One important factor in getting ready is to consider NJ Recreational Vehicle Insurance. Bogle Agency Insurance agents are experienced in helping RV owners update their insurance regularly.

Of course, don’t forget to get the Recreational Vehicle itself ready to take a long trip. Below are some helpful tips for readying your trailer or RV.

Gearing Up The RV For Travel

1. Check Engine – You want to make certain your engine is in optimum shape before embarking on a road trip. Change the oil and check on all fluids.

2. Check the tires – Long trips put a lot of wear on tires, so this is an essential step in getting ready. You don’t want to fix a flat during a road trip, and blowouts can be dangerous.

3. Check the Batteries – If your RV has been dormant for a while, the batteries can lose their charge. Have the batteries checked and if they are not at full charge, consider replacing them.

4. Check Water and Sewer Lines – Checking pumps, looking for leaks, and flushing lines are all helpful in avoiding water or sewer line problems during a road trip.

5. Get the RV washed! – The people traveling inside the vehicle will enjoy the trip more after a thorough cleaning inside and out.

6. And of course – take a look at your RV insurance. Yearly evaluations can save you money.

A Professional Insurance Agent Knows What You Need

Bogle Agency Insurance, located in Lyndhurst, Bergen County NJ offers insurance policies for Recreational Vehicles, providing broad coverage for NJ owners with top carriers. Give us a call and make an appointment to sit down with one of our knowledgeable agents to talk about the best coverage for your RV. We can be reached at (201) 939-1076.

Premier Automobile Coverage

Cars today are sleeker and made with lighter materials for greater fuel efficiency. Safety and entertainment features are technological wonders. Electric cars are becoming more common. All of which make automobiles more complex and more expensive to repair. Bogle Agency Insurance provides car owners in NJ the opportunity to have premier automobile insurance coverage by offering  Chubb Masterpiece Auto Preference.

Complete Coverage Offered

Chubb has a team of Auto Technical Specialists who assure you that repairs are in accordance with manufacturer’s specifications. If this is not possible, you are covered for a total loss. Safety and satisfaction of clients’ needs are always the focus, not repairing a car as cheaply as possible. This coverage is for high-end vehicles or a family’s everyday automobile. Chubb responds quickly and efficiently to claims. The whole process is made easier for you so that you can get back on the road as soon as possible.  This is all possible because Bogle Agency Insurance is offering Chubb Masterpiece Auto Preference in NJ.

Bogle Agency Insurance offers Chubb’s Masterpiece Insurance

Bogle Agency Insurance provides NJ car owners Chubb’s Masterpiece Auto Preference. We are confident in offering complete coverage with a foremost carrier. For comprehensive automobile insurance protection, call us in Lyndhurst NJ at (201) 939-1079.

Bogle provides insurance protection for any area of your life. We offer Business Insurance, Life Insurance, Health Insurance, Homeowners Insurance and so much more.

Health Insurance Options

Discovering the best health insurance coverage for the most affordable price is daunting. Bogle Agency Insurance, located in Bergen County NJ, is helping individuals, families and businesses all over New Jersey find the best health insurance for their needs and budgets. Whether you are seeking an individual health plan, a family health plan, or a group business plan, we can guide you. We are an outstanding local insurance resource and will work to locate the right plan with the best coverage for the best price.  Finding Health Insurance in NJ shouldn’t be difficult or confusing.

Who Needs Health Insurance?

The answer to that is – Everyone. Healthcare costs are at an all-time high and a good health insurance plan can help keep those costs within reason. Even if you don’t get your coverage through the Affordable Care marketplace, you do need to have insurance that meets the standards set forth by the Affordable Care Act.

Not all insurance plans list all doctors, so if you have a doctor that you like make sure the plan you choose lists your doctor. Even if you currently have an insurance plan that fits your needs, being aware of other options will help make sure you continue to have good coverage at a price you can afford.

Seek Professional Help

Health Insurance is complicated and keeps changing. Your priority is the best coverage for the most affordable price. Bogle Agency Insurance can guide you and make you aware of what you need to know about NJ Health Insurance options. If you are in the market for a new Health Insurance Plan or feel you would like to renew the plan you have, call Bogle Agency Insurance for a consultation, you might learn something you didn’t know. We can be reached at (201) 939-1076.

Chubb Masterpiece Cyber Protection Offered by Bogle

We all know about protecting our homes, families and assets with insurance. Many of us forget that online activity also needs insurance protection. Most of us have computers and use them for everyday necessities such as shopping, banking and communication. Bogle Agency Insurance offers Chubb Masterpiece Cyber Protection to their Bergen and Morris County NJ clients. This is premier insurance protection for your digital activity. Bogle always tries to provide the widest coverage at the best price and are proud to offer this Chubb Masterpiece Cyber Protection.  This is the best insurance protection for digital activity in NJ.

Cyber Crime Is A Modern World Threat

Masterpiece Cyber Protection Insurance from Chubb protects against the peril of releasing your personal information. Additionally, it protects you from the loss of financial security, loss of identity and offers freedom from emotional stress caused by these issues. Having to restore your identity can be a long and painful process. Cyber crime is definitely a concern and Bogle Agency Insurance seeks to make certain you are well protected.  We offer insurance protection  for digital activity in NJ.  

Superior Coverage Offered by Experts

Bogle Agency Insurance offers Chubb Masterpiece Cyber Protection Insurance because we feel that cyber crime coverage should be a priority. The more time you and your family spend on the internet, the more you need cyber crime protection. If you think of online security as a necessity, call Bogle Agency Insurance in Lyndhurst NJ at (201) 939-1076 and speak with one of our experienced agents about cyber protection insurance.

Bogle offers insurance coverage for every aspect of your life – Homeowners Insurance, Life Insurance, Automobile Insurance, Health Insurance, Business Insurance and so much more.

Different Kinds Of Life Insurance

There are different types of Life Insurance available to NJ individuals, families, and businesses. One of the best options for homeowners with a mortgage is Term Life Insurance in the form of Mortgage Protection Insurance. This insurance protects your largest investment – your home if an unanticipated financial hardship should occur. This could be because of death, injury, illness, or temporary loss of income. Bogle Agency Insurance located in Lyndhurst NJ offers Mortgage Protection Insurance to NJ families with a mortgage. We want you to be aware of the benefits of NJ Term Life Insurance and how it can protect your mortgage.

Another way to protect your mortgage in times of difficulty is Mortgage Life Insurance. The difference between this and Mortgage Protection Insurance is that if you pass away the mortgage lender is paid the balance of your mortgage and your survivors don’t see any of the proceeds. With Mortgage Protection Insurance the beneficiary is someone you choose and they receive the proceeds and can use the money in any way they wish.

How Can Mortgage Protection Insurance Help Me?

Mortgage Protection Insurance can help protect you in the following ways:

• Your mortgage can be paid off in the event of death.
• Your monthly mortgage payments can be made during a disability or temporary unemployment.
• Benefits are tax-free to the beneficiaries and can be used in any way they choose.

These are just some of the ways this insurance can be helpful to you and your family in a time of financial hardship.

Professional Guidance With Mortgage Protection Insurance

Bogle Agency Insurance has been helping NJ individuals, families, and businesses with insurance since 1919. That means we have been serving people in Bergen County and surrounding areas for over 100 years with sound insurance advice. Call us today at (201) 939-1076 and talk with one of our professional and knowledgeable agents about Mortgage Protection Insurance. You will have peace of mind knowing your family’s home is protected.

Bogle Agency Insurance offers help with insurance of any kind you may need. We provide Homeowners Insurance, Automobile Insurance, Health Insurance, Pet Insurance, Life, and Mortgage Protection all forms of business and much, much more.

Recreational Marine Insurance

Bogle Agency Insurance offers NJ boat owners the best, most complete insurance protection with Chubb Masterpiece Recreational Marine Insurance. Whether you own a small boat or a yacht, we are offering the finest marine insurance with Chubb. This coverage ensures replacement or repair of your boat. It also provides protection to you and your family if anyone should be injured during a mishap while on the water. Learn about NJ boating insurance with Chubb.

Different Experiences Require Different Coverage

Everyone’s experience while boating is unique and requires insurance that is tailored to cover your individual needs. Chubb’s Masterpiece Recreational Marine Insurance is designed to cover your personal requirements. If repairs are required, you choose the repair service. If you have special technology or custom fittings on your boat, Chubb makes sure it is replaced with like kind and quality. Every aspect of this insurance is tailored to you.

Accidental Injuries Covered

If anyone is injured as the result of an accident while on the water, medical expenses are covered. Chubb adjusters work quickly to get you and your boat back in seaworthy order.

Top Recreational Marine Coverage

Bogle Agency Insurance is offering NJ boat owners the opportunity to secure the finest Recreational Marine Insurance. Chubb Insurance provides so much more than the average policy with this coverage. If you own a boat and love to spend time on it, you should be aware of this insurance. Bogle Agency Insurance agents are always ready to discuss any type of insurance coverage you need, and for boat owners we like to recommend Chubb Masterpiece Recreational Marine Insurance. Give us a call at (201) 939-1076 for a consultation.