Is Everyone Covered By Workers Compensation Insurance?


Lyndhurst NJ Workers Compensation Insurance ServicesWorkers or employees are covered by Workers Compensation Insurance. Employers must have this insurance in place, but it only covers a worker who is injured or becomes ill while on the job. Workers Compensation Insurance provides compensation for lost wages when you are unable to work. Merely being employed does not cover you, the compensation is only available to you if your illness or injury occurs while working. If you are hurt during your own time off the clock, you are not covered.

If you take a job in a dangerous environment, be sure the employer has a Workers Compensation Policy in effect. Usually all full and part time workers are covered by Workers Compensation Insurance. If you are an independent contractor, you have to have your own personal Workers Compensation coverage.  Bogle Agency Insurance has been guiding businesses and employees toward the proper insurance protections needed in NJ for many years.


Employers Are Required To Have Workers Compensation Insurance


A business that employs more than one person must have Workers Compensation Insurance in place. To reiterate, you must become ill or be injured while at work for this insurance to cover you.


Professional Help With Workers Compensation Information


Bogle Agency Insurance offers a full array of insurance options for New Jersey business owners. Our goal is to guide you and make certain you have the insurance coverages to operate a business in this state. Our experienced agents have answers for anyone’s Workers Compensation questions. Bogle wants all workers and employers to have a safe and informed experience in the workplace.

Bogle Agency Insurance can provide Business Insurance, Bonds Coverage, Health Insurance, Property Casualty Insurance, Automobile Insurance, as well as any other protective coverage that a NJ business may need. For a consultation give us a call at (201) 939-1076.