Where Can I Get Professional Liability Insurance Coverage In NJ

At Bogle Agency Insurance, we specialize in business insurance solutions. Professional LiabilityProfessional Liability Insurance Coverage In NJ Insurance, or Errors and Omissions Insurance, is business insurance coverage that will help to cover you and your company if you make a mistake in the professional services you offer a client or customer. It protects you against claims of negligence from those same clients or customers. Professional Liability Insurance can cover claims caused by things you did and/or should have done. Any business that provides a professional service should seriously consider Professional Liability Insurance.

At Bogle Agency Insurance, based in Lyndhurst, Bergen County, NJ, we have been advising business owners for a very long time, and we can certainly answer any professional liability questions a business may have. We’ll have the right professional liability coverage, as well as the cost options a business owner appreciates.

Common NJ Professional Insurance Coverage Questions

Q: What does Professional Liability Insurance actually cover?
A: Some more detail below for when it matters, but it covers a few things, including:

  • Claims of negligence 
  • Errors or mistakes in professional services
  • Failure to deliver promised services
  • Misrepresentation and/or
  • Legal defense costs (even if the claim is groundless).

Q: How is Professional Liability different from General Liability Insurance?
A: General Liability covers bodily injury and property damage; whereas, Professional Liability covers financial loss due to professional services.

When Does Professional Insurance Matter To A NJ Business Owner?

Professional Liability (or Errors and Omissions) Insurance coverage can help to deal with claims that arise from:

Liability For Inaccurate Advice 

– Coverage is generally meant to protect a business owner against claims that advice or services provided caused financial harm, whether it is due to an actual or an alleged mistake. This may also include coverage against the failure to perform a service. Some examples might include: 

Liability For Misrepresentation

– Coverage can protect a business owner against claims that a false or misleading statement, intentional or material, occurred. This might also cover scenarios where general liability denies coverage based on the liability insurance carrier’s interpretation of what coverage was and was not based upon.

Liability For Negligence

– Coverage, for example, can protect a business owner against a claim that mistakes were made during the course of business. Examples might be when a company fails to meet a deadline, has a professional oversight, or makes a material omission.

Liability For Personal Injury Resulting from Slander

– Coverage can protect a business owner against a claim that there was a false written (or spoken) statement made, resulting in damage. Coverage could be for libel, slander, and/or defamation.

It can all be very complicated, so please give us a call today to find out more about Professional Liability Insurance coverage and how it can protect you and your business!


Why Bogle Insurance Support Is Your Best Bet

When it comes to the tough decisions related to various business insurance coverages, including Professional Liability Coverage, you will want the most experienced professional agency. Bogle Agency Insurance, based in Lyndhurst, Bergen County, NJ, not only offers you, your family, and/or your business a broad array of commercial liability insurance options, but we can also help you to understand all the liability insurance variables.

At Bogle Agency Insurance, we are your Bergen County, NJ, Business Insurance advocate … and we are not the insurance carrier. We are a family practice, 4 generations and 100 years, dedicated to helping you make the best possible decision. Call us today or ask questions below!