Extra Protection For The Unexpected

Bogle Agency Insurance strives to provide our NJ clients with some of the highest limits of liability coverage available. The unanticipated can happen and we want our clients with high value assets insured for those times when additional coverage is needed. An Excess-Umbrella policy with Chubb is for when other coverages don’t quite protect you enough. Excess Liability Protection should be part of your financial planning.

Protection In Every Way

There are so many factors that make additional insurance coverage a necessity. Your lifestyle may include travel, frequent entertaining, extra recreational facilities at your home. You may have household staff. You may own a second or third home. These things all make it imperative that you have extra liability insurance. You have worked hard to provide your family with a lifestyle to be envied. Make sure it is protected with a Chubb policy that covers unforeseen events and losses.

This type of insurance with Chubb also covers you with legal representation. Excess Liability Insurance offers this kind of coverage if you should need a lawyer. This and all other coverages can also offer worldwide protection.

Bogle Offers Excess Liability Insurance

Bogle Agency Insurance is proud to offer Chubb Masterpiece Excess Liability Insurance. Chubb goes above and beyond the usual to protect you, and their reputation is well documented. If you are seeking the extra coverage provided with a Chubb Excess Liability Policy, give Bogle Agency Insurance a call at (201) 939-1076 for a consultation.

Our professional insurance agents offer coverage to Bergen County NJ residents including Business Insurance, Health Insurance, Professional Insurance, Auto Insurance, Bonds, Umbrella Insurance, Disability Insurance, Life Insurance, Home Owners Insurance, Property Insurance, High Value Asset Insurance, and more.

Inform Your Insurance Agent About Any Planned Home Improvements

Spring is coming soon and with it the urge to start home improvement projects. Whether you plan to do it yourself or hire a contractor, home improvements can increase the curb appeal of your house, help protect you against the elements, and make staying at home more enjoyable. Bogle Agency Insurance has always been ready to discuss ways to balance Homeowners Insurance & Home Improvements for their NJ clients.

Even small home improvement projects can increase the value of your house. Never underestimate the appeal of a few upgrades to the appearance and overall condition of your home. With this comes increased value. If you are planning home improvements let your insurance agent know so that you can discuss raising the Homeowners Insurance coverage. 

When Your Home Value Increases So Should Your Protection

When you undertake home improvements and the value of your home increases, you should consider raising the coverage of your Homeowners Insurance. This type of insurance is meant to cover damage to your home due to unexpected events such as floods, fires, lightning strikes, etc. When you upgrade your home, your insurance coverage should reflect the increased value. Without an increase in your Homeowners Insurance, you may receive a smaller payout in the event of a total loss.

Do Small Projects Increase the Value of My Home?

You may feel that you are only undertaking a small improvement and that it won’t affect the value of your home. Not always true – depending upon your location small improvements may be essential to potential buyers. This means that the overall value of your home may increase based upon the local market.

Increased value isn’t the only reason you should contact your insurance agent. The installation of a swimming pool, for instance, can increase the risk factor. Even though putting in a pool may increase the value of your home, it also increases the liability risk. Increasing your home’s liability coverage is a good idea.

Does Home Improvement Always Increase the cost of Homeowners Insurance?

Not necessarily, and that’s why it is important to discuss home improvements with your Insurance Agent. An experienced and knowledgeable agent such as Bogle Agency Insurance is always available to advise you on what changes will save you money, increase the value of your home and decrease liability. A new roof or new heating system can help to decrease your insurance premium, while building an addition may increase your premium.

For Further Sound Advice Call The Experts

When planning future home improvements call Bogle Agency Insurance today. We have been helping New Jersey homeowners for many years to improve insurance coverage while increasing their home values. Our goal is to save you money, provide the best coverage, and raise the value of your home. We can be reached at (201) 939-1076.

Bogle Agency Insurance is also experienced in discussing Business Insurance, Health Insurance, Life Insurance, Automobile Insurance, Umbrella Insurance and any other coverage you may require.