FOR IMMEDIATE RELEASE:

Bogle Agency Insurance, Agency Network Exchange

201-939-1076

prbogle@bogleagency.com

BOGLE AGENCY INSURANCE AND AGENCY NETWORK EXCHANGE SUPPORT COMPREHENSIVE BEHAVIORAL HEALTHCARE THROUGH MATCHING GRANTS FROM THE SELECTIVE INSURANCE GROUP

Lyndhurst, NJ, August 4, 2014 – Bogle Agency Insurance, in conjunction with Agency Network Exchange and The Selective Insurance Group Foundation, joined forces to support the positive efforts of Comprehensive Behavioral Healthcare through a $1,000 grant.

“As part of the Lyndhurst business community for 95 years, we take pride in giving back through opportunities like this,” said Philip R. Bogle, owner of Bogle Agency Insurance and member of Agency Network Exchange. “We are proud of the work that Comprehensive Behavioral Healthcare does locally and throughout the state of New Jersey in helping people with mental illness, and we support them wholeheartedly. We also thank Selective for making this matching grant possible.”

The grant represents a $500 donation from Bogle Agency Insurance and Agency Network Exchange, matched by a $500 grant from The Selective Insurance Group Foundation.

“The matching grant program allows us to partner with our agents to support the needs of the communities we serve,” said Chuck Musilli, Senior Vice President, Chief Field Operations Officer for Selective.

Bogle Agency Insurance is an independent insurance agent that has served the northern New Jersey community since 1919, through four generations of the Bogle family. Agency Network Exchange (ANE) is a network of independent, growth-oriented agencies with the scale to increase contingent income, access broader markets and provide exclusive programs – all without giving up control of their agencies!

Selective Insurance Group, Inc. is a holding company for ten property and casualty insurance companies rated “A” (Excellent) by A.M. Best. Through independent agents, the insurance companies offer primary and alternative market insurance for commercial and personal risks, and flood insurance underwritten by the National Flood Insurance Program. Selective maintains a website at www.selective.com.

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Fireworks Safety – July 2014

At Bogle Agency Insurance, one of the things we strive for is your safety under all circumstances! And during our country’s independence month, firework safety is very, very important.

We know everybody likes to have a little fun over the July 4th holiday, especially with the vast array of firecrackers, colorful bottle rockets and high-flying missiles available for purchase, but we urge and stress you to DO IT SAFELY. With that said, here are some great guidelines to maintaining the fun, while maintaining your fingers too!

The safest way to enjoy fireworks is to attend a public fireworks show put on by professionals. Stay at least 500 feet away from the show. Many states outlaw most fireworks. If someone is setting fireworks off at home, they should follow these safety steps:

–Never give fireworks to small children, and always follow the instructions on the packaging.

–Keep a supply of water close by or fire extinguisher as a precaution.

–Make sure the person lighting fireworks always wears eye protection.

–Light only one firework at a time and never attempt to relight “a dud.”

–Store fireworks in a cool, dry place away from children and pets.

–Never throw or point a firework toward people, animals, vehicles, structures or flammable materials.

–Leave any area immediately where untrained amateurs are using fireworks.

For a complete list of the local fireworks displays throughout the state of New Jersey, click here: www.nj.com/news/index.ssf/2014/07/july_4_events_2014_nj_fireworks_parades_music_and_more.html

And if you need any more tips, or further information concerning fireworks safety, please visit the Consumer Product Safety Commission at this website: www.cpsc.gov/en/Safety-Education/Safety-Education-Centers/Fireworks/

Thank you, and have a wonderful Fourth of July!!

Bogle Agency Insurance

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#Throwback Thursday: The Important Of Tradition For Bogle Agency Insurance

At Bogle Agency Insurance, we’ve been around the Lyndhurst, New Jersey community for a long time, and we’re very proud of it!

Exactly how long you ask? Since 1919, and on this “Throwback Thursday” we’ve got the pictures to prove it.

Horace R. Bogle, pictured below, founded The Bogle Agency, Inc. in 1919. We have since been providing insurance to the businesses & families of New Jersey for over 95 years! Since then, we have gained the trust of thousands of clients throughout the years. Just recently, we have succeeded in keeping our great tradition alive by now becoming a fourth generation agency. As an Independent Agency, we hope to continue following in the same path as our ancestors in maintaining as well as creating stable relationships for years to come.

How did we look back in the early days of Bogle Agency Insurance? How about these photos, that currently adorn the conference room in our state-of-the-art, eco-friendly new office building at 200 Stuyvesant Ave. in Lyndhurst, New Jersey! We even advertised back then!

So, the next time you have an insurance need or question, why not consider us! We’re all about protecting you and your family with the decades of experience that “our” family can provide. Our personnel are not only licensed and trained in the field of insurance, they are also friendly, courteous and responsible.  After all, servicing our clients is what has made our agency one of the most prestigious agencies in New Jersey.

“As the president of this agency, it would be our pleasure to administer your insurance program in any way possible. We look forward to keeping excellent contact with our clients. After all, you deserve an insurance agency that is dedicated to understanding the insurance industry and how it is related to you as the customer.”

Sincerely yours,

Philip R. Bogle, owner

Bogle Agency Insurance

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Refer a friend to our agency and get a complimentary $25 Visa gift card!

Here at the Bogle Agency, we’re looking for new business, and we are willing to pay you to help! 

If you refer a friend, who activates a new personal or commercial policy with us any time in September or October, we will send you a $25 Visa Gift Card as a reward. It’s that simple, but there will be a limit of one reward per household, and it must be on a new policy, not a renewal or existing policy. 

This is just our way of saying Thank You to the best clients in the business and we hope you’ll share that opinion with your family and friends.

To claim your reward, just make sure your friend mentions this program when they call the office for a quote at 201-939-1076 or 1-877-453-7358.  They can also e-mail us at: philbogle@bogleagency.com or send us a message via Facebook on our Fan Page, and while you’re there, make sure to LIKE us too!

At Bogle, we strive to give our clients the best possible service at the best possible price.  That’s what we’re here for, and we hope to hear from you soon.

Thank you!

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BOGLE AGENCY INSURANCE RECEIVES BEST PRACTICES AWARD FOR TENTH STRAIGHT YEAR

In August 2013, Bogle Agency Insurance was selected as a Best Practices Agency. This is our Tenth Consecutive Year Being Selected!

Bogle Agency Insurance is part of an elite group of independent insurance agencies around the United States selected as a Best Practices Agency. Since 1919, we’ve proudly served Garden State residents with all of their New Jersey insurance needs. 

Each year the Independent Insurance Agents & Brokers Association (IIABA) and Reagan Consulting, an Atlanta-based management consulting firm, join forces to study the country’s leading insurance agencies. The purpose of the Best Practices Study is to compile the operating statistics of the country’s leading insurance agencies. To achieve this objective, the insurance agencies included in the annual study must first be nominated for participation by their peers and/or insurance companies to participate in this study group. The insurance agency must then submit detailed financial and operational information which is analyzed, scored, and ranked objectively for inclusion in the study on the basis of operational excellence including growth, profitability, productivity, and financial stability.

Our insurance agency qualified for participation in this status by ranking among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA) and Reagan Consulting. Of the thousands of insurance agencies in the United States in 2013 only 213 insurance agencies scored high enough to qualify for this award.

We are pleased to have retained our Best Practices Agency Status, as one of the top performing insurance agencies in the country for the past 10 years.

Participation in the Best Practices Study has become a prestigious recognition of the superior accomplishments of the top insurance agencies. Our inclusion with these other outstanding insurance agencies clearly recognizes us as an industry leader.

Thank you to our clients and staff for making this award possible!

Come see why Bogle Agency Insurance should be the one stop you make for all your insurance needs. Call us today at 201-939-1076 or 1-877-453-7358, or just visit our website for a free quote or insurance review at: www.BogleAgency.com.

Sincerely yours,

Philip R. Bogle,

Owner, Bogle Agency Insurance

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Cyber Liability Insurance: It’s Not Just For Big Business

Have you ever thought about how you would respond if you or your New Jersey business was hacked?

Well, you probably should, because some very sensitive information is stored in your personal and business computers and servers. Things like contact info, addresses, social security numbers, and a business is liable to protect that information. Cyber hacking has become one of the fastest growing segments in crime and you read about it almost every day.

According to a report from Inc.com, insurance that protects you in case of a cyber attack may seem like something only large corporations would ever need, or could ever afford. But believe it or not, cyber liability insurance makes lots of sense for small companies as well. Here’s why:

1. It’s more affordable than you think.

“I’ve seen policies with premiums as low as $2,000 a year, though it can go up from there,” says Ethan Miller, partner at the San Francisco law firm Hogan Lovells. You can get coverage as high as $30 million and deductibles as low as $10,000, depending on your needs and what you’re willing to pay. Cyber liability insurance is still a fairly new concept, so there’s a lot of variation among policies, and a lot of room for negotiation.

2. It can cover more than you think.

Many policies offer “first party” coverage–that is, they will pay you for things like business interruption, the cost of notifying customers of a breach, and even the expense of hiring a public relations firm to repair any damage done to your image as a result of a cyber attack. Having this cash available in the event of a crippling hack can keep the lights on till you’re able to resume your normal cash flow. A good policy can even cover any regulatory fines or penalties you might incur because of a data breach.

Business interruption coverage can be especially important for a small business, Miller says, which may not be as diversified as a larger one, or have the same financial resources. “If a larger company has one line of business shut down by a data breach, it may be able to depend on its other lines for revenue. A smaller company may only have one line of business.”

3. You probably don’t have a risk management team.

Big corporations have entire departments devoted to analyzing the risks the company could face and helping set policies and procedures to protect against them. You don’t–but a good insurance carrier can perform a similar function.

“There are a couple of ways insurance can bridge that gap,” Miller says. “An insurer might work with a small company to make sure a firewall is in place to protect your network, and make sure you have social media policies that reduce risk.” Your insurer may well be willing to help with these areas because the better protected you are, the less likely you are to have a breach that could result in a claim.

4. Even if you don’t host your data yourself, you’re still responsible.

Is your website and any of your data hosted or stored in the cloud? Take a good look at your contracts: You’re still legally responsible. “There’s a significant risk,” says Karen L. Stevenson, senior counsel at Buchalter Nemer, a law firm with offices in California and Arizona. You can’t fully control how a cloud provider handles your data but an insurance policy can protect you if your cloud provider screws up.

5. Your general policy won’t cover you.

Typically, a general liability policy specifically excludes losses incurred because of the Internet, Miller says. So a good cyber liability policy can pick up where your general policy leaves off.

Make sure your cyber policy covers laptops and mobile devices as well, to give yourself coverage in as many situations as you can. “Work with your broker to integrate cyber liability with your general policy and employment liability policy,” Miller advises. “You want to give yourself the most seamless coverage possible.”

Don’t take unnecessary risks! At Bogle Agency Insurance, we can custom craft a policy that meets your needs and your budget. For more information, or a cyber liability quote, give us a call in our Lyndhurst, NJ offices at 201-939-1076 or 1-877-453-7358. We can also be reached at our virtual insurance office at www.bogleagency.com.

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LIFE INSURANCE: A TRUE VALENTINE’S GIFT OF LOVE

This year, instead of giving candy, why not go for something more meaningful – life insurance!

Are you looking for a different kind of Valentine’s Day gift this year? One that will set you apart and really make a long term financial difference to you and your loved ones?

Then how about purchasing some New Jersey life insurance from us at Bogle Agency Insurance?

No, it may not be as sexy and attractive as chocolates or roses, but those items don’t last forever. Life Insurance does!

Consider that you are providing this future financial promise for those nearest and dearest to you: a loving spouse, your beloved children, or possibly a meaningful charity or cause. Suddenly, a candy heart seems a bit pale by comparison.

Yet this act of true love – purchasing life insurance- is often forfeited or delayed. Maybe it’s because of the off-putting horror stories of life insurance hard-sales tactics (backing the hearse up to the door) or the confusing arguments over whether term or “permanent” is the better deal or bigger rip-off.

At Bogle Agency Insurance, our independent agents can take the mystery out of those terms and figure out what’s right for you and your family. And it’s not as expensive as you think. Give us a call at 201-939-1076 or 1-877-453-7358 so we can discuss your options. Or you can request a quote from our “virtual insurance office” at www.bogleagency.com.

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A SUPER PARTY DOESN’T HAVE TO MEAN SUPER RISK

If you’re planning on hosting a Super Bowl party this Sunday, all of us at Bogle Agency Insurance hope you know and manage the risks of hosting such an event.

Unfortunately, individuals hosting parties can be held liable in cases where a guest or third party is injured in an accident related to alcohol consumption at your event. Hosts have been held responsible for medical bills, vehicle repair costs, lost wages from work, and even wrongful death. You could also be held liable if a guest has a slip and fall accident while on your property.

Bogle Agency Insurance recommends that those planning to host Super Bowl parties this year review their homeowners, renter’s or comprehensive general liability (CGL) insurance policy to ensure you have adequate liability coverage if sued and found liable for accidents that arise from hosting a Super Bowl party.

If you have any questions regarding your coverage, feel free to give us a call at 201-939-1076 or 1-877-453-7358. We’d be happy to review your existing policies and recommend additional coverage, if required.

At Bogle Agency Insurance, we’re members of Trusted Choice and here’s their list of tips to make sure you’re adequately covered.

LIABILITY COVERAGE TIPS:

• If hosting a Super Bowl party, individuals should look to the liability portion of their homeowners or renters insurance policy to provide them protection if they are sued and found liable for an accident involving a guest who drank at their home.

• Purchasing a personal “umbrella” liability policy—that can provide $1 million or more in additional coverage over the limit offered by a standard homeowners or renters pollicy—may be a prudent move for the frequent party host. This type of coverage can cost as little as $125 a year.

PARTY HOST SAFETY TIPS:

· Limit guest list to those you know.

· Make sure your driveway, sidewalks and your porch are clear of snow or ice for guests and delivery people.

· Ensure your home’s entry is in good condition, free of loose or broken pieces on stairwells and walkways to avoid the chance of injuries on your property.

· Make sure there is adequate outdoor lighting.

· Provide filling food for guests and alternative non-alcoholic beverages.

· Schedule activities or entertainment not involving alcohol. If the party centers on drinking, it is likely that guests will drink more.

· Arrange transportation or overnight accommodations for those who should not drive home.

· Stop serving alcohol well before the time the party is to end. For the Super Bowl, stop serving at half-time.

· Do not serve guests who are visibly intoxicated.

· Consider hiring an off-duty police officer to discretely monitor guests’ sobriety or handle any alcohol-related problems as guests leave.

· Stay alert yourself, always remembering your responsibilities as a host.

Remember, our mission at Bogle Agency Insurance is to offer you the best possible options, the most competitive price, and top-notch service for all of your New Jersey insurance needs. Thank you, and enjoy the game!

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 New Year – New Faces At Bogle Agency Insurance

Bogle Agency Insurance is pleased to announce the addition of two new staff members to the team for 2013 and beyond! We welcome Matthew Huppert and Angela Intindola to our Lyndhurst, NJ office.

Matthew joins us as an outside sales producer, concentrating mainly in commercial lines of insurance, but hopes to also incorporate the personal lines side as well. He lives in Lake Hiawatha, NJ with his wife, Heidi and their six-year-old son. Matthew graduated from Parsippany High School and went on to Rutgers, the state University of New Jersey, where he received a Bachelor of Arts degree in communications. He enjoys spending time with his family and is actively involved with their church. He enjoys all kinds of music and actually plays the guitar!

While the field of communications might not be a natural transition for the rigors of insurance, Matthew was drawn to the business. “I really enjoy working with people,” said Huppert. “I am naturally curious and really enjoy learning about people’s businesses. In addition, I see the insurance industry as more of a career than just a job; its something that becomes part of your identity. Plus, helping people can be extremely rewarding.”

Another newcomer to the world of insurance is Angela Intindola. While she is not an agent, she joins Bogle Agency Insurance to assist in the accounting department on a full-time basis, helping Erica Bogle-Patrk. Angela is originally from nearby East Rutherford, NJ, but has lived locally in Lyndhurst for over seven years. She’s married, having raised three children.

We hope you’ll join us in welcoming Matthew and Angela to the Bogle Agency Insurance staff and feel free to contact them if you are in need of their help.

We also hope you will continue to follow Bogle Agency Insurance on it’s website, Facebook, Twitter, and Linked In. If we can help you with any insurance question or need, feel free to give us a call at 201-939-1076 or 1-877-453-7358.

Bogle Agency Insurance, founded in 1919, is a full service, independent insurance agency, offering personal and commercial insurance products and services to the local community and throughout New Jersey. We are members of Consolidated Insurance Agents of New Jersey and have received the prestigious IIABA “Best Practices” award for nine straight years.

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Important Announcement Concerning Flood Insurance & Earthquake Insurance

We Wish To Remind Everyone That 99% Of All Insurance Policies Providing: 

Homeowners Insurance                                        Tenant Homeowners Insurance

         Condominium Insurance                                      Condominium Association Insurance

Business Insurance                                   Commercial Building Insurance

And Almost Every Other Type of Insurance

Do NOT Provide Flood Insurance or Earthquake Insurance 

If You Need To Protect Your House or Property from Flood or Earthquake We Strongly Suggest That

You Contact Bogle Agency Insurance for a No Obligation Quote and Review of Your Current Insurance

Bogle Agency Insurance

     200 Stuyvesant Avenue, P.O. Box 236, Lyndhurst, NJ 07071

Office Phone (201) 939-1076 ~ Fax (201) 507-5394

                                      Web:  https://www.bogleagency.com ~ E-mail: prbogle@bogleagency.com  prbogle@bogleagency.com