Distracted driving, alcohol, and speeding are leading causes of fatal and serious injury crashes. According to the National Highway Traffic and Safety Association, at any point during daylight hours, over 800,000 vehicles are being driven by someone using a hand-held cell phone. Some of these vehicles are being driven by employees conducting business while behind the wheel.
If they cause an accident, their employer could be responsible not just for workers’ compensation and disability claims, but also for liability judgments and for fines associated with criminal vehicular activity.
As their insurance advisor, you can help your technology and life science save lives and money by making them aware of the risk they face when employees use cell phones while driving on company business. The Hartford’s Distracted Driving – A Growing Problem provides you and your clients with information and resources to help develop their own distracted driving policies.