Fighting Back From Hurricane Irene

Fighting Back From Hurricane Irene

 

The entire Bogle Agency staff is at your disposal and ready to assist!

 

Today’s burning question for many folks is:  “What will you have to toss?”

Although some residents of New Jersey’s trouble spots are still struggling with flooding caused by Hurricane Irene, for most in the state the water is receding. As the flooding subsides, a tremendous mess of water-damaged property is uncovered. Hurricane-weary homeowners from Jersey City to Manville are filling dumpsters and lining curbs with their garbage.

As some of you return to your homes for the first time, or regain power, please remember that all of us at the Bogle Agency are ready to help!  Our office in Lyndhurst is OPEN and ready to serve you with claims assistance, or if you just have questions with your coverage. We can be reached at either of the following telephone numbers, 201-939-1076, or toll free at 1-877-453-7358.  You can also visit us at our website:  www.bogleagency.com.

Here are our tips to you to assist with your recovery.  Check out some of the links below for more information.

Check this out from our friends at Trusted Choice. http://www.trustedchoice.com/Content/Articles/cleaning-up-the-mess.aspx.  They offer many good tips on helping you to recover.

Here’s a radio link from Moneywatch.com on expediting your claim processing:  http://www.marketwatch.com/story/tips-on-expediting-your-post-storm-insurance-claim-2011-08-30?link=MW_home_latest_news

As you clean up, do keep in mind official advice to keep detailed records and photographs of Hurricane Irene damage for possible reimbursement later by FEMA.  More information can be obtained from the Official FEMA disaster website at:  http://www.fema.gov/news/disasters.fema 

Local authorities suggest watching this site, and have your application ready when, and if, our area is labeled a disaster area.  http://www.fema.gov/assistance/index.shtm

We also urge you to remember that three months remain in Atlantic hurricane season!

The Atlantic hurricane season is defined as the time frame from June 1 through Nov. 30 when most tropical cyclones, such as Irene, are expected to develop across the Atlantic Ocean.

“No one can predict what’s going to happen the rest of the season, hurricane-wise,” said state Climatologist David Robinson. “It’s been an active season thus far. We’re making our way through the alphabet, which is the practice of naming storms in alphabetical order.”

Irene was the first hurricane to make landfall in the U.S. since 2008 and the first to make landfall in New Jersey since April 1903 [which did not cause the level of flooding seen in October 1903 or this week in North Jersey.]

“The belief is that it’s going to remain an active season for the next month or so, but that’s for the entire Atlantic Ocean, Caribbean and the Gulf,” said Robinson. “As to whether any storm makes its way up the East Coast again, it’s uncertain. Yes, the potential’s there, but there is nothing that says that because we had this storm, we can’t have another; but there’s also nothing that says because we had this storm we will have another.”

“We can’t really project if another storm will come up the East Coast,” Robinson continued. “The steering currents that pushed Irene up the East Coast are gone at the moment, but they may be back in a week. or a month. We don’t know.”

 When possible, ready yourself and your family for the next time something like this might happen.

Are You Ready For Back-To-School?

Time for a Back-to-School Insurance Review

It’s back-to-school time, and while you’re probably thinking more about homework than New Jersey home insurance, the new school year is a great time to review your insurance needs. A child’s new grade level, driver’s license, or move to a college dorm could mean new insurance needs for your family. Keep your children safe in the new school year— review your New Jersey auto, home and health insurance coverage this fall.

Car Insurance

Will your teen be getting his her driver’s license this year? Teen drivers can be costly to insure, but there are ways you can save on teen car insurance. See if your car insurance provider offers a good student discount. Your teen will usually have to maintain a grade-point average of B or better to get the discount, so make him/her hit the books. Many car insurance providers also have driver safety discounts. If your teen takes a safety course you may qualify for reduced car insurance rates, so check with your provider. Your current provider may not always have the best teen car insurance rates so give us a call at the Bogle Agency to find out.

Home Insurance

If your teen is heading away to college, a lot of expensive stuff is going too! A laptop, stereo, TV, bike, other electronics, etc. If your child will be staying in the college dorms, belongings are most likely covered by your home insurance policy. There are usually limits on how much is covered away from the home, so talk to us about exactly what and how much is covered by your home insurance policy.

Health Insurance

As children head back into classrooms, so will their germs. Colds, flu, ear infections—kids catch all sorts of things once the school year starts. The best thing for parents to do is keep their kids as healthy as possible, and make sure they are covered with a good health insurance policy. Health insurance can be affordable for you and your kids. You could raise your deductable to save on monthly premiums, or consider adding your children to your employer-sponsored health care.

If your child is going to college, you have a couple of health insurance options. Older children are usually allowed to stay on parents’ health insurance policies if they are full-time students, but check with us to make sure. There is also the option of college health insurance. Many colleges and universities have their own on-campus health care, and it may or may not be more affordable for your child to take advantage of campus health care. We can help with that, giving you an overall review of what is available.

Back-to-school is more than a simple return to academia, it is the perfect time to review your car, home, and health insurance needs, and at the Bogle Agency, that’s what we’re all about!  Let us help you today! 

 

Refer A Friend Rewards

Bogle “Refer A Friend” Rewards

 

Refer a friend to our agency and get a complimentary gas card!

 

Here at the Bogle Agency, we’re looking for new business, and we’re willing to pay you to help! 

 

If you refer a friend, who activates a new personal or commercial policy with us any time in August, we will send you a $20 Gas Card as a reward. It’s that simple, but there will be a limit of one reward per household, and it must be on a new policy, not a renewal or existing policy. 

 

This is just our way of saying Thank You to the best clients in the business and we hope you’ll share that opinion with your family and friends.

 

To claim your reward, just make sure your friend mentions this program when they call the office for a quote at 201-939-1076 or 1-877-453-7358.  They can also e-mail us at: jrotonda@bogleagency.com or send us a message via Facebook on our Fan Page, and while you’re there, make sure to LIKE us too!

At Bogle, we strive to give our clients the best possible service at the best possible price.  That’s what we’re here for, and we hope to hear from you soon.