Does Your Home-Based Business Need Insurance?

Are you thinking about starting a home-based business? Or do you already run a business from your home? In either case you should know about insurance coverage for a home-based business. When someone starts a business from home they often assume that their homeowner’s insurance will cover it. Or they overlook insurance for the home-based business altogether. A homeowner’s insurance policy does not always offer the necessary coverage, and you do want to make certain your home-based business is covered by insurance.

What Kind of Insurance Does Your Home-Based Business Need?

In some cases coverage can be obtained by the addition of a rider to your
homeowner’s policy. You could opt for an in-home business insurance policy,
or a commercial insurance policy. You want to be sure that your home-based
business is covered by insurance. All home-based businesses do not need the
same coverage. An important thing to remember is that business insurance
protects you from claims that might destroy your business. The type of coverage
your business needs varies according to the business you want to insure.

You might need coverage for the breakdown of equipment, the interruption of
business, data loss or data breach. If you have employees you need liability
insurance. There are many different coverages that could apply to your particular
business. A highly qualified NJ Insurance Agent can help you determine just what
type of insurance, and how much insurance your home-based business requires.

Bogle Agency Insurance wants to make sure your home-based business is protected by
insurance.

Get The Information You Need to Protect Your Home-Based Business

The team at Bogle Agency Insurance is able to help you discover what kind of
coverage your home-based business needs. We want you to learn about New Jersey
business and commercial insurance coverages. Allow our knowledge and experience
to be your guide to the protection you need. Give us a call at (201) 939-1076.

Temporary Closing | Bogle Agency Insurance Bergen County NJ

Per the Bergen County Executive order our office will be closing Monday, March 23, 2020  and will reopen to the public when Bergen County states it’s safe for businesses to resume public interaction.

All of our employees will be working remotely.  We have protocols and technology in place to enable our employees to access all systems, resources, email, mail and voicemail to support our client’s accounts.

Please do not hesitate to call the office at (201) 939 – 1076 for any questions or concerns.

Coverage For Your Most Valuable Possessions

At Bogle Agency Insurance we are experts in the insurance coverage of high value assets. Items such as art collections, jewelry collections, expensive homes, expensive cars, boats, and anything else that successful families should protect with valuable assets coverage.

Coverage with Chubb offers the ability to insure things you cherish with confidence. Chubb calls it Masterpiece Valuables. Your beloved treasures are a reflection of your taste and your journey through life. These things may be inherited, bought during your travels, or something you and your family purchased to enhance your surroundings, such as art, rare books, or jewelry. Many times these things develop great value through the years and require extra protection from damage, theft, or fire. Typical homeowners’ policies protect your home and what is inside, but they only provide limited coverage for valuable possessions. That’s where Chubb Masterpiece coverage comes in.

Chubb Looks For Ways to Say “Yes”

With Chubb your valuable assets are protected. If you experience a loss of any of these cherished possessions, they go above and beyond the norm to make the claim process easy to understand and quick in execution. They strive to make you whole in as little time as possible. In most situations, their Claims Adjusters contact you within six hours of the initial report of a claim. They try to issue payment within 48 hours after the adjuster has examined the loss. Valuable assets coverage is a benefit to you and your family.

Chubb Has Experts to Help Prevent Future Losses

If you have a rare collection of jewelry, for instance, they have experts that will share
tips on how to protect these items from burglary. If you are an art collector, they provide complimentary advice on loss prevention and preservation. If you live in a vulnerable area, they advise on how to secure valuables before a wildfire, earthquake, hurricane, flood or other major disaster.

Bogle’s Reputation for Excellence

Bogle Agency Insurance is proud to offer our clients Personal Lines Insurance
Coverage for Successful Families and individuals with high value assets. With Chubb, coverage can be tailored to your needs, and make sure your valuable possessions are truly protected. If you and your family have valuable assets that require extraordinary insurance coverage, give Bogle a call at (201) 939-1076. You can visit us for a consultation at 200 Stuyvesant Avenue, Lyndhurst, NJ.