Define High-Value Assets

Those things that are considered high-value assets often include expensive homes in ultra-desirable locations, exotic automobiles, jewelry or art collections, yachts, high liability risks, and even internet security. Bogle Agency Insurance offers Chubb “insurance coverage for successful families and individuals with high-value assets”. The very real advantages of “high-value asset” coverage are superior expertise and excellent service.

What Makes This Insurance Better?

1. You have the knowledge of qualified experts to evaluate assets, and therefore adequately insure them. Chubb’s experts are experienced in assessing the value of antiques, artwork, rare books, jewelry and anything that is irreplaceable to you.

2. If you are buying your first home we cater to your unique situation. You may be building your dream house and plan to fill it with one-of-a-kind furnishings. Or you may be buying a large house on lots of acreage that will require more coverage than regular homeowners insurance offers. This insurance is meant to protect these unique assets.

3. If you have unusual and distinctive assets that need replacement, the quality of those items is identified. You will never be offered inferior substitutions.

4. Top quality contractors and specialists are recommended.

5. This coverage is comprehensive, not partial.

6. Claims service is quick and responsive to your needs. Adjusters work swiftly to be of help to you. Whether a claim is for replacement of a stolen or damaged possession, or because of an accident, staff is supportive. Compassion as well as real help are always on offer.

These are just some of the advantages of “high-value asset” coverage. Bogle Agency Insurance is always ready to offer a full examination of your insurance needs, and recommend proper coverage.

Focus Is On Your Unique Requirements

This extra coverage is suited to dealing with unusual circumstances and extraordinary personal assets. Your hard work at developing a comfortable lifestyle for your family and yourself should be be protected to the fullest. You should always be prepared for the surprises that life sends your way. Bogle Agency Insurance is offering Chubb protection with our support and service based upon years of experience. We have dealt with unique individuals and situations like yours before. We are ready to offer our fullest attention and expertise. Give us a call at (201) 939-5378 to see what we can offer our New Jersey clients with “high-value assets”.

Who Is Covered By Workers Compensation Insurance?

As the name suggests, workers or employees are those covered by Workers Compensation Insurance. Your employer must have a Workers Compensation policy in place, and compensation is only due if the illness or injury originated while on the job. Workers Compensation Insurance covers compensation, or lost wages, when you are unable to work due to sickness or injury that occurred while you were at work. When you are hired to work in a precarious or dangerous environment it is especially wise to be sure the employer has a Workers Compensation policy in effect. Generally speaking full and part time workers are covered under Workers Compensation Insurance. Independent contractors must carry their own workers compensation policy.  Bogle Agency Insurance has answers to the question “Who Does Workers Compensation Insurance Cover?”

Is Workers Compensation Insurance a Requirement For Employers?

Any business that employs more than one person is required to have Workers Compensation Insurance. The thing for employees to remember is that the illness or injury must have occurred while at work. If you are hurt outside of work you are not covered.

Talk to a professional for Workers Compensation Information

Bogle Agency Insurance provides a complete line of insurance options to New Jersey businesses. We are here to guide you and ensure that you have the coverages needed to operate a business. Our knowledge and long time experience can be invaluable in answering everyone’s Workers Compensation questions. Bogle wants all employers and employees in New Jersey to have a safe and well informed experience in their workplace. Give us a call for a comprehensive insurance consultation. We can be reached at (201) 939-1076.