One of the many reasons people purchase life insurance in NJ is that they begin to worry about the possibility of getting some type of cancer as they get older. While it’s a very real risk sometimes, it is sometimes the consequences of the cancer that ends the victim’s life.

An infection, for instance, could be deadly to a cancer patient. Many people with cancer decide to undergo chemotherapy to kill the cancer cells. This treatment has a side effect of decreasing the number of white blood cells in your body. With a compromised immune system, you may be less able to fight off even minor infections.

As a cancer patient, the development of a fever should be considered a medical emergency according to the CDC. This is because the fever is sometimes the only symptom of an infection. Any time you feel warm or just unwell, you should take your temperature immediately. When should you call the doctor?

When your temperature hovers at a minimum of 100.4°F for longer than an hour, medical assistance should be sought.

Any time your temperature reaches 101°F or higher, you should seek help immediately.

Cancer is deadly, but many people fail to see that infections could be deadly too. Knowing what to do when a fever develops during chemotherapy may help ensure you are around long enough to show your cancer who’s boss.

Whether or not you’re concerned about cancer consider making plans for your family’s financial future by obtaining life insurance in NJ. We just don’t know what will take us or when.

Stress itself does not kill, but the effects of living an overly stressful life could contribute to a premature demise. While the life insurance NJ residents might have could benefit their families financially after such an event, we’re sure most families would prefer not to have to make such a claim. If you suffer from stress, why not take steps to reduce the amount of stress felt each day? Here are three common causes of stress and tips for dealing with them.

• One common reason for stress can be procrastination. Many people put off tasks until tomorrow that they could have completed today. By creating a schedule and sticking to it, you may be able to manage your time better.
• While you cannot ignore your responsibilities, it is important to make time for yourself. Relaxing is essential in helping to keep stress levels low. Find an activity you enjoy and fit it into your schedule a few times a week.
• You may be surprised at the number of individuals who claim their number one stress is finding time for their family. With the busy lives many of us lead today, family can often be put on the back burner. While reaching your career and other goals is important, you may find yourself able to unwind more easily when you schedule family time. Why not just turn the cell phone off for an hour and focus on your family?

Reducing the amount of stress in your life could have a multitude of benefits, physically and mentally. While your chances of some health issues may decrease, it is still important to be prepared for the unexpected. Life insurance NJ could provide much needed support for your family should you die prematurely.*

Are you disappointed in your recent New Jersey auto insurance quote? Sometimes people fail to realize how extensive the effects of their poor driving history can be. One of the worst things you could have on your record is a DUI, but high insurance rates may be the least of your worries if you drive after drinking.

When you drive drunk, you are always at risk of being pulled over by a police officer. Should this happen you could face hefty fines, tickets, jail time and license suspension, even if it is your first offense. Consider this – it could cost you hundreds of dollars by the time the court case is over, but how much would you pay for a cab ride home?

More importantly, DUIs lead to thousands of deaths and injuries every year. You may feel like it is your life, so you have the right to risk it by driving under the influence of alcohol but what about the drivers and pedestrians around you? Often times it can be the drunk driver who walks away and the other people involved in the wreck that are killed.

Have you been convicted of a DUI in the past three years? You may have to settle for paying a little more for auto insurance for now. By making smart decisions behind the wheel however, your next New Jersey auto insurance quote may be a little more to your liking.*

One of the most compelling reasons to purchase life insurance in NJ immediately is because no one can pinpoint exactly when their demise will occur. Just as mysterious may be the reason behind an individual’s passing. However, according to a chart created by the National Security Council, the following causes of death are quite rare:

• In 2008, the average person’s odds of dying by legal execution were 1 in 111,779, but this may become more uncommon every year, as laws are changed to ban the death penalty.
• With a 1 in 134,906 chance of a person being fatally struck by lightning, it is a rare occurrence, but it has been known to happen.
• Dog bites may be commonplace nowadays, but ones so severe they kill the victim are atypical. There is only a 1 in 144,899 statistical probability that you will die from a canine attack.
• Did you know that a flood is one of the few natural disasters which could occur anywhere in the country? Considering this fact, it is surprising that the odds of dying during a flood are not greater than 1 in 558,896.
• The rarest cause of death featured on the chart is death from fireworks discharge. Calculated to be only 1 in 652,046, this may surprise many, considering that gatherings featuring fireworks often include alcohol.

Do not allow these statistics to fool you – you have a 1 in 1 chance of dying, there is no denying that. While the day and cause may be unknown, preparing for an unexpectedly early demise by purchasing life insurance in NJ could be an essential safeguard for your family’s financial survival.

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Death comes for everyone; there is no denying that. This is why everyone should have some amount of life insurance in place. The key to getting the most out of your investment in life insurance in NJ may be living as long as possible. Here are some basic common sense tips which could help you avoid potentially fatal circumstances:

• You should always look both ways before you cross the street.
• Make sure you wear the appropriate protective gear for the activities you take part in.
• Never, ever drive or ride in a motor vehicle without wearing a seat belt.
• Do your best to avoid potentially dangerous activities.
• Avoid distractions, such as cell phones and blaring music, while behind the wheel.
• Schedule annual checkups with your doctor to ensure you have the appropriate screening tests done.
• Under no circumstances should you drink and drive.
• Maintain a healthy diet and make time to exercise.

Of course, walking a safe path does not guarantee you a long and healthy life. Serious illness, car accidents, plane crashes, poisoning – there are plenty of things that could cut you down in the prime of life. With this possibility in mind, you should ensure you have adequate life insurance in NJ to help ensure that your family could cope financially if such an event was to occur.

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