Does Your Home-Based Business Need Insurance?

Are you thinking about starting a home-based business? Or do you already run a business from your home? In either case you should know about insurance coverage for a home-based business. When someone starts a business from home they often assume that their homeowner’s insurance will cover it. Or they overlook insurance for the home-based business altogether. A homeowner’s insurance policy does not always offer the necessary coverage, and you do want to make certain your home-based business is covered by insurance.

What Kind of Insurance Does Your Home-Based Business Need?

In some cases coverage can be obtained by the addition of a rider to your
homeowner’s policy. You could opt for an in-home business insurance policy,
or a commercial insurance policy. You want to be sure that your home-based
business is covered by insurance. All home-based businesses do not need the
same coverage. An important thing to remember is that business insurance
protects you from claims that might destroy your business. The type of coverage
your business needs varies according to the business you want to insure.

You might need coverage for the breakdown of equipment, the interruption of
business, data loss or data breach. If you have employees you need liability
insurance. There are many different coverages that could apply to your particular
business. A highly qualified NJ Insurance Agent can help you determine just what
type of insurance, and how much insurance your home-based business requires.

Bogle Agency Insurance wants to make sure your home-based business is protected by
insurance.

Get The Information You Need to Protect Your Home-Based Business

The team at Bogle Agency Insurance is able to help you discover what kind of
coverage your home-based business needs. We want you to learn about New Jersey
business and commercial insurance coverages. Allow our knowledge and experience
to be your guide to the protection you need. Give us a call at (201) 939-1076.