A Job Change May Affect Your Auto Insurance

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Changing
jobs may have an impact on how often you drive your car, how far you drive it
and who rides in it. Depending on how the new job affects the use of your car,
your auto insurance premiums may be impacted in a number of ways.

Should
your new job be far closer to your New Jersey home, enabling you to lessen your
mileage, your insurance premiums may decrease. On the other hand, if your new job
is much farther away, causing you to drive farther each day, your premiums may
go up. The more time you spend on the road in heavy interstate traffic or
downtown stop-and-go traffic, the greater your risk of an accident.

You
may be fortunate enough to take New Jersey public transportation to work every
day and only use your car on the weekends. This may make a difference on your
auto insurance premiums. Your agent should be able to explain the impact
driving frequency and annual mileage may have on your insurance costs, and give
you a reasonable quote based on your new driving schedule. If your job requires
you to use your own car for work, you might want to talk to your employer about
any auto insurance available through the company.

It
is recommended to report any significant changes in driving habits to your
insurance agent. Your premiums may go up or down, depending on the
circumstances. Either way, it is important that you make sure you have the
right financial protection for your car and passengers. 

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