Changing Your Insurance Agent

Changing Your Insurance Agent

It’s not that hard, and not that complicated.


Whether you like it or not, insurance is something you cannot ignore or avoid. Many types of insurance are required by law, while others are necessities, and still others are purely a luxury. Regardless of the type of insurance policy, or what it is actually designed to protect, you are not required to conduct business with only one insurance agent. If you are uncomfortable with the agent currently servicing one of your policies, you can change agents while still maintaining your insurance policy. On the other hand, if you believe that your needs would be more appropriately served by another insurance agent or another insurance carrier, you are free to switch companies at any time.


If you believe your insurance needs would be better served by switching insurance carriers entirely, look for another insurance agency that is able to provide you with the type of coverage you need. Explain why you are looking for a new insurance agent, why you believe a new carrier will be beneficial, and ask relevant questions to ensure that your previous problems or concerns will not be repeated again by the new insurance company.


“At the Bogle Agency, we handle this sort of transition all the time,” said Philip R. Bogle, owner.  “Our job is to make the switch as easily and painlessly as possible, and we are experienced in doing it the right way.  At the same time, we may be able to bolster your coverage and save you some money.  Since we are an independent insurance agency, we represent several different insurance carriers and we can figure out what’s best for you. We hope you will contact us to explore your options.”


To get started, you can schedule a convenient time to visit your new agent in his or her office, or have them come and visit you.  Bring your current insurance contract or policy declaration page so that comparable quotes can be prepared from a new insurance carrier. It’s as easy as that.
Once your new agent has provided quotes and discussed the pros and cons of a new policy, complete the necessary paperwork to obtain new coverage. “When your new policy is in force, we will contact your former insurance carrier and provide instructions for terminating your old policy,” added Bogle, “but remember, if you decide to change insurance carriers, do not cancel or terminate coverage under your old policy until you are certain that new coverage is actually in place. This will ensure that no gap will appear in your protection and leave you without important coverage.”


“We know that changing the people you do business with can sometimes be a stressful or uncomfortable situation, so our goal is to make it easy,” said Bogle.  “Let us do the work and get you the coverage you require and deserve.  That’s what we’re here for! Give us a call today!”